40 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 40 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,920 sqft · built 1895
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Feb 2008)
Tax Bill$8,601 (2025)
Flood ZoneZone X (minimal risk)
APN25-00005-04-00232

Property Details

APN / Parcel Number

Primary APN25-00005-04-00232
Alternative APNs
  • 2500005000400232
  • 444

Interior

Stories2 Stories
Building Area1,920 sqft Living Area

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialStucco
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number444
Street Address40 LORETTA ST
CityPERTH AMBOY
StateNJ
Zip08861-2229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description50.0X100.0
Legal SubdivisionWM H MOFFITT PROP
Legal Block5.4
Legal Lot Number232
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group2
Census Block2026
Census Tract3300

Owner

40 Loretta St is owned and occupied by two individuals who bought it in February 2008.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address40 LORETTA ST, PERTH AMBOY, NJ 08861-2229
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2008 · Amount on File
Deed SaleFeb 5, 2008 · Amount on File
Prior SaleOct 26, 2002 · Amount on File
Deed Document Number20081480
Deed Book / Page5916 / 131
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 40 Loretta St was $8,601, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,500 (-) Land $20,000 Building $45,500$65,500 (-) Land $20,000 Building $45,500
2025$8,601.00 (+3.49%)$65,500 Land $20,000 Building $45,500$65,500 Land $20,000 Building $45,500
2024$8,311.00
2023$65,500 Land $20,000 Building $45,500$65,500 Land $20,000 Building $45,500
2022$7,869.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on Loretta St

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