47 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 47 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details704 sqft · built 1935
Lot Size0.076 acres (3,302 sqft)
OwnerCompany Name on File
Tax Bill$6,421 (2025)
Deeds & MortgagesOct 2023 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-00005-07-00193

Property Details

APN / Parcel Number

Primary APN25-00005-07-00193
Alternative APNs
  • 2500005000700193
  • 499

Interior

Stories1 Story
Building Area704 sqft Living Area
1st Floor Area704 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area3,302 sqft (0.076 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number499
Street Address47 LORETTA ST
CityPERTH AMBOY
StateNJ
Zip08861-2228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description33.0X100.0
Legal SubdivisionELLENDAL TERRACE
Legal Block5.7
Legal Lot Number193
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group2
Census Block2038
Census Tract3300

Owner

47 Loretta St, a single family home, is owned by a company.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of RecordCompany Name on File
Mailing Address47 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Feb 23, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MTG

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address47 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 LORETTA ST, PERTH AMBOY, NJ 08861-2228

Mortgage

Document Number0000060297
DateOct 11, 2023
Book Page19318/1784
Instrument2023060297
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term281 Months
DueMar 1, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address47 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Document Number0000007824
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 LORETTA ST HOPELAWN NJ 088612228, HOPELAWN, NJ 08861-2228

Mortgage

Document Number0000007824
DateMar 16, 2017
Book Page016712/000817
Instrument7824
Lender
NameFIRST GUARANTY MTG
TypeMortgage Company
AddressTYSONS CORNER, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 47 Loretta St was $6,421, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,900 (-) Land $16,600 Building $32,300$48,900 (-) Land $16,600 Building $32,300
2025$6,421.00 (+3.5%)$48,900 Land $16,600 Building $32,300$48,900 Land $16,600 Building $32,300
2024$6,204.00
2023$48,900 Land $16,600 Building $32,300$48,900 Land $16,600 Building $32,300
2022$5,875.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 47 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on Loretta St

Nearby Streets

Search Property Records by Address or Parcel Number