36 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 36 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1915
Lot Size	0.076 acres (3,328 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2022)
Tax Bill	$8,430 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00005-04-00229-02`

Property Details

APN / Parcel Number

Primary APN	`25-00005-04-00229-02`
Alternative APNs	`25000050004002290002` `442`

Interior

Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,328 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 3 ft wide

Location & Zoning

Account Number	442
Street Address	36 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	33.3X100.0
Legal Subdivision	ELLENDALE TERRACE
Legal Block	5.4
Legal Lot Number	229.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2026
Census Tract	3300

Owner

36 Loretta St is owned and occupied by two individuals who bought it in April 2022.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 LORETTA ST, PERTH AMBOY, NJ 08861-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 26, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 11, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	202241283
Deed Book / Page	18908 / 200
Prior Transfer Date	Oct 29, 2003
Prior Transfer Doc	5264000739
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	36 LORETTA ST, PERTH AMBOY, NJ 08861-2229
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 LORETTA ST, PERTH AMBOY, NJ 08861-2229

Mortgage

Document Number	0000037990
Date	Jul 3, 2023
Book Page	19242/1972
Instrument	2023037990

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 26, 2022
Property Address	36 LORETTA ST, PERTH AMBOY, NJ 08861-2229
Document Number	0000041283
Book / Page	18908 / 200
Instrument Date	Feb 1, 2022
Instrument	2022041283
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 ASHLEY ROAD, 29, EDISON, CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 LORETTA ST, HOPELAWN, NJ 08861-2229

Mortgage

Document Number	0000041284
Date	Apr 26, 2022
Instrument	2022041284

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	36 LORETTA ST, PERTH AMBOY, NJ 08861-2229
Document Number	0000001543
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 LORETTA ST HOPELAWN NJ 088612229, HOPELAWN, NJ 08861-2229

Mortgage

Document Number	0000001543
Date	Jan 5, 2021
Book Page	018214/001765
Instrument	1543

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 36 Loretta St was $8,430, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,200 (-) Land $16,600 Building $47,600	$64,200 (-) Land $16,600 Building $47,600
2025	$8,430.00 (+3.49%)	$64,200 Land $16,600 Building $47,600	$64,200 Land $16,600 Building $47,600
2024	$8,146.00
2023		$64,200 Land $16,600 Building $47,600	$64,200 Land $16,600 Building $47,600
2022	$7,926.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 36 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 36 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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