37 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 37 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,647 sqft · built 1987
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Oct 2016)
Tax Bill	$20,180 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05405-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`48-05405-0000-00030`
Alternative APN	`480540500030`

Interior

Stories	2 Stories
Building Area	3,647 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	16,074 sqft (0.369 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	37 BISCAYNE DR
City	RAMSEY
State	NJ
Zip	07446-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.369AC
Legal Subdivision	LUTZ BROS INC
Legal Block	5405
Legal Lot Number	30
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1007
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05405-0000-00030

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 BISCAYNE DR, RAMSEY, NJ 07446-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2016 · Amount on Record
Deed Sale	Oct 19, 2016 · Amount on Record
Prior Sale	Aug 14, 2008 · Amount on Record
Deed Document Number	201680756
Deed Book / Page	2411 / 2237
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	37 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039451667
Date	Feb 05, 2021
Book Page	3945/1667
Instrument	2021015997

Lender

Name	CITIZENS MORTGAGE CORP
Type	Mortgage Company
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$996,000 (+1.62%) Land $351,700 Building $644,300	$996,000 (+1.62%) Land $351,700 Building $644,300
2025	$20,180.00 (-8.05%)	$980,100 (+26.03%) Land $341,700 Building $638,400	$980,100 (+26.03%) Land $341,700 Building $638,400
2024	$21,946.00 (+7.58%)
2023		$777,700 Land $326,500 Building $451,200	$777,700 Land $326,500 Building $451,200
2022	$20,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 2 claims Hurricane Irene (Aug 2011), 2 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.