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35 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 35 Biscayne Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,296 sqft · built 1972
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on File
Last Sale$652,000 (Sep 2018)
Tax Bill$15,665 (2025)
Deeds & MortgagesJan 2020 Refinance
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN48-05405-0000-00031

Property Details

APN / Parcel Number

Primary APN48-05405-0000-00031
Alternative APN
  • 480540500031

Interior

Stories2 Stories
Building Area2,296 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions125 ft deep x 119 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address35 BISCAYNE DR
CityRAMSEY
StateNJ
Zip07446-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.342AC
Legal Block5405
Legal Lot Number31
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05405-0000-00031

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address35 BISCAYNE DR, RAMSEY, NJ 07446-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FINANCE AMERICA LLC
Sep 18, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Prior SaleAug 08, 2012 · Amount on Record
Deed Document Number201818-066167
Deed Book / Page3054 / 1907
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address35 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034690820
DateJan 22, 2020
Book Page3469/820
Instrument2020005879
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 18, 2018
Property Address35 BISCAYNE DR, RAMSEY, NJ 07446-2630
Document Number0030541907
Book / Page3054 / 1907
Instrument DateAug 15, 2018
Instrument00018-066167
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 BISCAYNE DR, RAMSEY, NJ 07446-2630

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$768,600 (+1.03%) Land $349,700 Building $418,900$768,600 (+1.03%) Land $349,700 Building $418,900
2025$15,665.00 (-14.64%)$760,800 (+16.99%) Land $339,700 Building $421,100$760,800 (+16.99%) Land $339,700 Building $421,100
2024$18,351.00 (+7.59%)
2023$650,300 Land $325,100 Building $325,200$650,300 Land $325,100 Building $325,200
2022$17,057.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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