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27 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 27 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,297 sqft · built 1972
Lot Size0.319 acres (13,896 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jul 1994)
Tax Bill$17,077 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-05405-0000-00035

Property Details

APN / Parcel Number

Primary APN48-05405-0000-00035
Alternative APN
  • 480540500035

Interior

Stories1 Story
Building Area3,297 sqft Living Area
1st Floor Area3,297 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area13,896 sqft (0.319 acres)
Lot Dimensions111 ft deep x 125 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address27 BISCAYNE DR
CityRAMSEY
StateNJ
Zip07446-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.319AC
Legal Block5405
Legal Lot Number35
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05405-0000-00035

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 BISCAYNE DR, RAMSEY, NJ 07446-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 1994 · Amount on Record
Deed SaleJul 07, 1994 · Amount on Record
Deed Book / Page7710 / 826
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address27 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035930219
DateMay 07, 2020
Book Page3593/219
Instrument20-046883
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$838,600 (+1.11%) Land $347,900 Building $490,700$838,600 (+1.11%) Land $347,900 Building $490,700
2025$17,077.00 (-12.46%)$829,400 (+19.98%) Land $337,900 Building $491,500$829,400 (+19.98%) Land $337,900 Building $491,500
2024$19,508.00 (+7.59%)
2023$691,300 Land $323,900 Building $367,400$691,300 Land $323,900 Building $367,400
2022$18,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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