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25 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 25 Biscayne Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details3,294 sqft · built 1973
Lot Size0.386 acres (16,814 sqft)
Owner2 Individual Names on File
Last Sale$599,000 (May 2021)
Tax Bill$18,836 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-05405-0000-00036

Property Details

APN / Parcel Number

Primary APN48-05405-0000-00036
Alternative APN
  • 480540500036

Interior

Stories1 Story
Building Area3,294 sqft Living Area
1st Floor Area3,294 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area16,814 sqft (0.386 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address25 BISCAYNE DR
CityRAMSEY
StateNJ
Zip07446-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.386AC
Legal Block5405
Legal Lot Number36
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05405-0000-00036

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 BISCAYNE DR, RAMSEY, NJ 07446-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 18, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleAug 09, 1994 · Amount on Record
Deed Document Number202179914
Deed Book / Page4155 / 1427
Record UpdatedSep 20, 2026

May 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateMay 19, 2021
Property Address25 BISCAYNE DR, RAMSEY, NJ 07446-2630
Document Number0041551427
Book / Page4155 / 1427
Instrument DateMar 12, 2021
Instrument2021079914
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,399.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 WATSON DR, 1031, SALINE, MI 48176-1029

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 BISCAYNE DR, RAMSEY, NJ 07446-2630

Mortgage

Document Number2021079915
DateMay 19, 2021
Instrument2021079915
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address25 BISCAYNE DR, RAMSEY, NJ 07446-2630
Document Number0029710438
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedJul 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 BISCAYNE DR RAMSEY NJ 074462630, RAMSEY, NJ 07446-2630

Mortgage

Document Number0029710438
DateJun 20, 2018
Book Page002971/000438
Instrument42903
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 19, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$947,900 (+3.62%) Land $353,000 Building $594,900$947,900 (+3.62%) Land $353,000 Building $594,900
2025$18,836.00 (-7%)$914,800 (+28.77%) Land $343,000 Building $571,800$914,800 (+28.77%) Land $343,000 Building $571,800
2024$20,253.00 (+8.69%)
2023$710,400 Land $327,300 Building $383,100$710,400 Land $327,300 Building $383,100
2022$18,633.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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