22 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 22 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,499 sqft · built 1972
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$627,500 (Sep 2009)
Tax Bill	$14,942 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05406-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`48-05406-0000-00007`
Alternative APN	`480540600007`

Interior

Stories	2 Stories
Building Area	2,499 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	13,983 sqft (0.321 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	22 BISCAYNE DR
City	RAMSEY
State	NJ
Zip	07446-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.321AC
Legal Subdivision	LUTZ BROS INC
Legal Block	5406
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1008
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05406-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 BISCAYNE DR, RAMSEY, NJ 07446-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2009 · Amount on Record
Deed Sale	Sep 22, 2009 · Amount on Record
Prior Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	20092480762
Deed Book / Page	248 / 762
Last Transfer Date	Apr 06, 2016
Transfer Doc	0022342084
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	22 BISCAYNE DR, RAMSEY, NJ 07446-2631
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041611025
Date	May 21, 2021
Book Page	4161/1025
Instrument	2021081609

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,100 (+1.3%) Land $348,100 Building $387,000	$735,100 (+1.3%) Land $348,100 Building $387,000
2025	$14,942.00 (-11.71%)	$725,700 (+21.01%) Land $338,100 Building $387,600	$725,700 (+21.01%) Land $338,100 Building $387,600
2024	$16,924.00 (+7.59%)
2023		$599,700 Land $324,100 Building $275,600	$599,700 Land $324,100 Building $275,600
2022	$15,730.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.