Cabarrus County property record for 3691 Windy Rd, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,764 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2017) |
| Tax Bill | $4,206 (2023) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03009C0004.000000 |
| Primary APN | 03009C0004.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,764 sqft Living Area |
| Gross Area | 5,275 sqft |
| 1st Floor Area | 2,101 sqft |
| Upper Floors Area | 1,663 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 433 ft deep x 214 ft wide |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 646 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 686 sqft |
| Deck Area | 297 sqft |
| Patio Area | 149 sqft |
| Bath House | 760 sqft |
| Gazebo | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 150924 |
|---|---|
| Street Address | 3691 WINDY RD |
| City | CONCORD |
| State | NC |
| Zip | 28027-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 4 WINDY RIDGE |
| Legal Subdivision | WINDY RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 41301 |
3691 Windy Rd is owned and occupied by two individuals who acquired it in November 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3691 WINDY RD, CONCORD, NC 28027-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Nov 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK |
| Oct 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage REGIONS MTG |
| Oct 19, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2017 · Amount on File |
| Deed Sale | Oct 4, 2017 · Amount on File |
| Prior Sale | Feb 19, 2016 · Amount on File |
| Deed Document Number | 201712707-0036 |
| Deed Book / Page | 12707 / 36 |
| Last Transfer Date | Nov 3, 2021 |
| Transfer Doc | 0001563664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3691 WINDY RD, CONCORD, NC 28027-8896 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001626172 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 16261/72 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 8, 2021 |
| Property Address | 3691 WINDY RD, CONCORD, NC 28027-8896 |
| Document Number | 0001563664 |
| Book / Page | 15636 / 64 |
| Map Reference | MB 30 PG 26 |
| Instrument Date | Nov 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3691 WINDY RD, CONCORD, NC 28027-8896 |
| Document Number | 0001563666 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 15636/66 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | Jun 26, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 4, 2017 |
| Property Address | 3691 WINDY RD, CONCORD, NC 28027-8896 |
| Document Number | 1270736 |
| Book / Page | 012707 / 000036 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 25850 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | AUSTIN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,041.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3691 WINDY RD CONCORD NC 280278896, CONCORD, NC 28027-8896 |
| Document Number | 1270738 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 012707/000038 |
| Instrument | 25851 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 3, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 19, 2017 |
| Property Address | 3691 WINDY RD, CONCORD, NC 28027-8896 |
| Document Number | 1272691 |
| Book / Page | 012726 / 000091 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 27219 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,041.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3691 WINDY RD CONCORD NC 280278896, CONCORD, NC 28027-8896 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $949,850 (-) Land $187,500 Building $762,350 | ||
| 2025 | $949,850 Land $187,500 Building $762,350 | ||
| 2024 | $949,850 (+80.98%) Land $187,500 Building $762,350 | ||
| 2023 | $4,206.00 | $524,850 Land $133,650 Building $391,200 | $524,850 Land $133,650 Building $391,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3691 Windy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3691 Windy Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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