Cabarrus County property record for 3710 Windy Rd, Concord, NC 28027
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1992 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,684 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4682 58 4105 |
| Primary APN | 4682 58 4105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,627 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Lot Width | 25 ft Width |
| Garage Area | 864 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 4,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 15 sqft |
| Patio Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 6529350 |
|---|---|
| Street Address | 3710 WINDY RD |
| City | CONCORD |
| State | NC |
| Zip | 28027-7438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | TR 2 A E SMITH |
| Legal Subdivision | LAKE HOWELL WATERSHED |
| Legal Tract | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3710 WINDY RD, CONCORD, NC 28027-7438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 7, 2003 |
| Transfer Doc | 4469000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 10, 2026 |
| Property Address | 3710 WINDY RD, CONCORD, NC 28027-7438 |
| Document Number | 0000013754 |
| Book / Page | 18031 / 189 |
| Instrument Date | May 29, 2026 |
| Instrument | 202613754 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 3710 WINDY RD, CONCORD, NC 28027-7438 |
| Document Number | 0000013754, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 18031/189 |
| Instrument | 202613754 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,210 (+48.85%) Land $95,670 Building $214,540 | ||
| 2024 | $310,210 (+48.85%) Land $95,670 Building $214,540 | ||
| 2023 | $1,684.00 | $208,410 Land $59,970 Building $148,440 | $208,410 Land $59,970 Building $148,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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