3600 Windy Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 3600 Windy Rd, Concord, NC 28027

Property Summary

Property Type	Residential Vacant Land
Lot Size	17 acres (741,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2017)
Tax Bill	$36 (2023)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4682 57 2344`

Property Details

APN / Parcel Number

Primary APN	`4682 57 2344`
Alternative APNs	`03009 0008.700000` `89818`

Exterior

Lot Area	741,827 sqft (17 acres)
Lot Width	100 ft Width

Location & Zoning

Account Number	89818
Street Address	3600 WINDY RD
City	CONCORD
State	NC
Zip	28027-8896
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AO
Legal Description	EAST SIDE WINDY RD
Legal Subdivision	LAKE HOWELL WATERSHED
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2032
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8752 OVERCASH RD, CONCORD, NC 28027-7480
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	201712633-0263
Deed Book / Page	12633 / 263
Prior Transfer Date	Jul 29, 2008
Prior Transfer Doc	0008373209
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3600 WINDY RD, CONCORD, NC 28027-8896
Document Number	13763132
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	DATA SEARCH INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8752 OVERCASH RD CONCORD NC 280277480, CONCORD, NC 28027-7480

Mortgage

Document Number	13763132
Date	Oct 4, 2019
Book Page	013763/000132
Instrument	27200

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,780 (-)
2025		$4,780 (+7.42%)
2024			$487,210 (+59.52%) Land $487,210
2023	$36.00	$4,450	$305,420 Land $305,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20