Cabarrus County property record for 3670 Windy Rd, Concord, NC 28027
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,522 sqft · built 1990 |
| Lot Size | 42.7 acres (1,860,448 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,370 (2023) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4682 57 9600 |
| Primary APN | 4682 57 9600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,522 sqft Living Area |
| Gross Area | 5,109 sqft |
| 1st Floor Area | 2,388 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 1,860,448 sqft (42.7 acres) |
| Lot Width | 1,447 ft Width |
| Garage Type | Mixed |
| Garage Area | 2,958 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 3,000 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pool Area | 612 sqft |
| Shed | 1 Shed |
| Shed Area | 2,392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 89818 |
|---|---|
| Street Address | 3670 WINDY RD |
| City | CONCORD |
| State | NC |
| Zip | 28027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | NORTH OVERCASH RD & EAST WINDY RD |
| Legal Subdivision | LAKE HOWELL WATERSHED |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8752 OVERCASH RD, CONCORD, NC 28027-7480 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3670 WINDY RD, CONCORD, NC 28027 |
| Document Number | 13763132 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | DATA SEARCH INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 8752 OVERCASH RD CONCORD NC 280277480, CONCORD, NC 28027-7480 |
| Document Number | 13763132 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 013763/000132 |
| Instrument | 27200 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,580 (+54.3%) | ||
| 2024 | $1,762,150 (+57.9%) Land $1,264,810 Building $497,340 | ||
| 2023 | $3,370.00 | $417,090 | $1,115,980 Land $792,870 Building $323,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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