Cabarrus County property record for 3553 Windy Rd, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,933 sqft · built 2005 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $667,000 (Oct 2020) |
| Tax Bill | $5,239 (2023) |
| Deeds & Mortgages | Jul 2017 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03009C0001.000000 |
| Primary APN | 03009C0001.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,933 sqft Living Area |
| Gross Area | 5,109 sqft |
| 1st Floor Area | 2,000 sqft |
| Upper Floors Area | 1,933 sqft |
| Attic Area | 672 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Dimensions | 384 ft deep x 705 ft wide |
| Garage Type | Mixed |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 3,370 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 543 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 140873 |
|---|---|
| Old Parcel Number | 46824728900000 |
| Street Address | 3553 WINDY RD |
| City | CONCORD |
| State | NC |
| Zip | 28027-8873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LTS 1-2 WINDY RIDGE |
| Legal Subdivision | WINDY RIDGE |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 41301 |
Source: Cabarrus County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 3553 WINDY RD, CONCORD, NC 28027-8873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| May 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 0001457051 |
| Deed Book / Page | 14570 / 51 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3553 WINDY RD, CONCORD, NC 28027-8873 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0012593209 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 12593/0209 |
| Instrument | 12593-0209 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 9, 2020 |
| Property Address | 3553 WINDY RD, CONCORD, NC 28027-8873 |
| Document Number | 0001457051 |
| Book / Page | 14570 / 51 |
| Map Reference | MB 29 PG 94 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,334.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 ERVIN DR, 730, LEXINGTON, NC 27292-6512 |
| Name | Verified Name |
|---|---|
| Address | 3553 WINDY RD, CONCORD, NC 28027-8873 |
| Document Number | 0001457053 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 14570/53 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 30, 2017 |
| Property Address | 3553 WINDY RD, CONCORD, NC 28027-8873 |
| Document Number | 0012510196 |
| Book / Page | 12510 / 0196 |
| Map Reference | MB29 PG94 |
| Instrument Date | May 30, 2017 |
| Instrument | 12510-0196 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3553 WINDY RD, CONCORD, NC 28027-8873 |
| Document Number | 0125100198 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 12510-0198 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,239.00 | $648,450 Land $148,500 Building $499,950 | $648,450 Land $148,500 Building $499,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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