369 Lower Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 369 Lower Rd, Middleburgh, NY 12122

Property Summary

Property TypeSingle Family Home
Lot Size26.5 acres (1,157,825 sqft)
OwnerIndividual Name on Record
Last Sale$44,000 (Oct 2013)
Tax Bill$2,594 (2025)
Deeds & MortgagesApr 2019 Refinance
Flood ZoneZone X (minimal risk)
APN433889 96.-4-35

Property Details

APN / Parcel Number

Primary APN433889 96.-4-35
Alternative APNs
  • 388909600000040350000000
  • 495J100741

Exterior

Lot Area1,157,825 sqft (26.5 acres)
Lot Width1,100 ft Width

Location & Zoning

Account Number495J100741
Street Address369 LOWER RD
CityMIDDLEBURGH
StateNY
Zip12122-5836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block4
Legal Lot Number35.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5022
Census Tract740700

Owner

Source: Schoharie County and Middleburgh Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address975 HANOVER ST, YORKTOWN HEIGHTS, NY 10598-5905
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2013 · Amount on Record
Deed SaleOct 10, 2013 · Amount on Record
Prior SaleJul 3, 2008 · Amount on Record
Deed Book / Page962 / 241
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address369 LOWER RD, MIDDLEBURGH, NY 12122-5836
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001834/264
DateApr 11, 2019
Book Page1834/264
Instrument760477
Lender
NameCOMM OF SOC SVC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,594.00 (+132.02%)$50,000 (-) Land $30,000 Building $20,000$107,527 (+9.68%) Land $64,516 Building $43,011
2023$50,000 (-) Land $30,000 Building $20,000$98,039 (+5.88%) Land $58,823 Building $39,216
2022$50,000 Land $30,000 Building $20,000$92,593 Land $55,556 Building $37,037
2021$1,118.00 (-58.38%)
2020$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MIDTEL
Fiber
500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lower Rd

Nearby Streets

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