Schoharie County and Middleburgh Town property record for 311 Lower Rd, Middleburgh, NY 12122
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 720 sqft · built 1985 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,571 (2026) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 433889 96.-4-28 |
| Primary APN | 433889 96.-4-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 144 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 304,920 sqft (7 acres) |
| Lot Width | 350 ft Width |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Account Number | 495J188014 |
|---|---|
| Street Address | 311 LOWER RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R3 |
| Legal Description | 24 X 24 GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 90 MONTROSE POINT RD, MONTROSE, NY 10548-1238 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 19, 2023 |
| Property Address | 311 LOWER RD, MIDDLEBURGH, NY 12122 |
| Document Number | 001182/200 |
| Book / Page | 1182 / 200 |
| Instrument Date | Dec 18, 2022 |
| Instrument | 820229 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 90 MONTROSE POINT RD, MONTROSE, NY 10548-1238 |
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,571.00 (+2.28%) | ||
| 2025 | $1,536.00 (-8.68%) | $29,600 (-) Land $9,600 Building $20,000 | $63,656 (+9.68%) Land $20,645 Building $43,011 |
| 2023 | $29,600 (-) Land $9,600 Building $20,000 | $58,039 (+5.88%) Land $18,823 Building $39,216 | |
| 2022 | $29,600 Land $9,600 Building $20,000 | $54,815 Land $17,778 Building $37,037 | |
| 2021 | $1,682.00 (-35.21%) | ||
| 2020 | $2,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
4G LTE (outdoors only), no 5G reported
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