Schoharie County and Middleburgh Town property record for 351 Lower Rd, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,464 sqft · built 2006 |
| Lot Size | 7.65 acres (333,234 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $40,000 (Mar 2005) |
| Tax Bill | $8,228 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 433889 96.-4-31 |
| Primary APN | 433889 96.-4-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 1,232 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 333,234 sqft (7.65 acres) |
| Lot Width | 350 ft Width |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 495J187049 |
|---|---|
| Street Address | 351 LOWER RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 4 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 800 OLD KENSICO RD, THORNWOOD, NY 10594-2309 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2005 · Amount on Record |
| Deed Sale | Mar 21, 2005 · Amount on Record |
| Prior Sale | Nov 23, 1998 · Amount on Record |
| Deed Book / Page | 782 / 217 |
| Last Transfer Date | Sep 18, 2007 |
| Transfer Doc | 0000000856/000000018 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,228.00 (+2.33%) | ||
| 2025 | $8,041.00 (+132.06%) | $155,000 (-) Land $16,500 Building $138,500 | $333,333 (+9.68%) Land $35,484 Building $297,849 |
| 2023 | $155,000 (-) Land $16,500 Building $138,500 | $303,922 (+5.88%) Land $32,353 Building $271,569 | |
| 2022 | $155,000 Land $16,500 Building $138,500 | $287,037 Land $30,556 Building $256,481 | |
| 2021 | $3,465.00 (-58.39%) | ||
| 2020 | $8,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
4G LTE (outdoors only), no 5G reported
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