280 Lower Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 280 Lower Rd, Middleburgh, NY 12122

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 700 sqft · built 1990
Lot Size48 acres (2,090,880 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Sep 2001)
Tax Bill$2,594 (2025)
Flood ZoneZone X (minimal risk)
APN433889 96.-4-26

Property Details

APN / Parcel Number

Primary APN433889 96.-4-26
Alternative APNs
  • 388909600000040260000000
  • 495J101108

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area700 sqft Living Area
1st Floor Area560 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRustic
Exterior MaterialWood
Lot Area2,090,880 sqft (48 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number495J101108
Street Address280 LOWER RD
CityMIDDLEBURGH
StateNY
Zip12122
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR3
Legal Block4
Legal Lot Number26.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5022
Census Tract740700

Owner

Source: Schoharie County and Middleburgh Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address975 HANOVER ST, YORKTOWN HEIGHTS, NY 10598-5905
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2001 · Amount on Record
Deed SaleSep 10, 2001 · Amount on Record
Prior SaleJan 5, 1998 · Amount on Record
Deed Book / Page701 / 87
Last Transfer DateMay 4, 2016
Transfer Doc0000001021/000000006
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,594.00 (+132.02%)$50,000 (-) Land $35,500 Building $14,500$107,527 (+9.68%) Land $76,344 Building $31,183
2023$50,000 (-) Land $35,500 Building $14,500$98,039 (+5.88%) Land $69,608 Building $28,431
2022$50,000 Land $35,500 Building $14,500$92,593 Land $65,741 Building $26,852
2021$1,118.00 (-58.38%)
2020$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
MIDTEL
Fiber
500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Rd

Nearby Streets

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