Schoharie County and Middleburgh Town property record for 429 Lower Rd, Middleburgh, NY 12122
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,524 sqft · built 1988 |
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,000 (Aug 2015) |
| Tax Bill | $7,740 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 433889 96.-4-11.1 |
| Primary APN | 433889 96.-4-11.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| 2nd Floor Area | 1,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 283,140 sqft (6.5 acres) |
| Lot Width | 291 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 287 sqft |
| Canopy | 163 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 495J187002 |
|---|---|
| Street Address | 429 LOWER RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-5838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R3 |
| Legal Block | 4 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records · APN 433889 96.-4-11.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1302 CATALAN RD, AUSTIN, TX 78748-6322 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2015 · Amount on Record |
| Deed Sale | Aug 24, 2015 · Amount on Record |
| Prior Sale | Aug 21, 2012 · Amount on Record |
| Deed Book / Page | 1004 / 178 |
| Prior Transfer Date | Jul 17, 2012 |
| Prior Transfer Doc | 0000000939/000000015 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 429 LOWER RD, MIDDLEBURGH, NY 12122-5838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 000000732297 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 0000001791/0000000271 |
| Instrument | 000000732297 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Schoharie County and Middleburgh Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,740.00 (+132.01%) | $149,200 (-) Land $21,800 Building $127,400 | $320,860 (+9.68%) Land $46,882 Building $273,978 |
| 2023 | $149,200 (-) Land $21,800 Building $127,400 | $292,549 (+5.88%) Land $42,745 Building $249,804 | |
| 2022 | $149,200 Land $21,800 Building $127,400 | $276,296 Land $40,370 Building $235,926 | |
| 2021 | $3,336.00 (-58.38%) | ||
| 2020 | $8,016.00 |
Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Middleburgh Telephone Company Fiber | 500 / 100 |
Based on FCC filings for 9 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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