Clay County property record for 3683 Westover Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,887 sqft · built 1962 |
| Lot Size | 1.15 acres (50,137 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,941 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 45-04-26-014092-000-00 |
| Primary APN | 45-04-26-014092-000-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,887 sqft Heated Area |
| Gross Area | 4,593 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,137 sqft (1.15 acres) |
| Lot Dimensions | 425 ft deep x 118 ft wide |
| Garage Area | 546 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 35 sqft |
| Patio Area | 125 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3683 WESTOVER RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 8 WESTOVER AS REC O R 1368PG 1348 & 1371 PG 2287 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 45 |
| Legal Subdivision | WESTOVER |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
Source: Clay County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3683 WESTOVER RD, FLEMING ISLAND, FL 32003-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 1991 |
| Deed Sale | Jan 29, 1991 |
| Deed Document Number | 0013712287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3683 WESTOVER RD, FLEMING ISLAND, FL 32003-7105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3683 WESTOVER RD, FLEMING ISLAND, FL 32003-7105 |
| Document Number | 0046180950 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 4618/950 |
| Instrument | 2022037130 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Jan 1, 2037 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,941.00 Homeowner's exemption | $364,148 (+5.99%) | $996,008 (+16.81%) Land $660,938 Building $335,070 |
| 2023 | $4,941.00 (+5.44%) Homeowner's exemption | $343,579 (+3%) | $852,686 (+15.26%) Land $528,750 Building $323,936 |
| 2022 | $4,686.00 Homeowner's exemption | $333,572 | $739,825 Land $462,656 Building $277,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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