Clay County property record for 3616 Westover Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,617 sqft · built 1981 |
| Lot Size | 0.504 acres (21,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jul 1991) |
| Tax Bill | $1,444 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-04-26-014078-004-00 |
| Primary APN | 44-04-26-014078-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,617 sqft Heated Area |
| Gross Area | 2,378 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,997 sqft (0.504 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Pool Area | 528 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 255 sqft |
| Patio Area | 320 sqft |
| Fence | Fence |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3616 WESTOVER RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SEC E OF HWY & W OF WESTOVER RD A/K/A PRCL 2 AS REC OR 1386 PG 1844 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 44 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3616 WESTOVER RD, FLEMING ISLAND, FL 32003-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 1991 · Amount on Record |
| Deed Sale | Jul 16, 1991 · Amount on Record |
| Deed Document Number | 0013861844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3616 WESTOVER RD, FLEMING ISLAND, FL 32003-7106 |
| Document Number | 0040300294 |
| Book / Page | 004030 / 000294 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3616 WESTOVER RD FLEMING ISLAND FL 320037106, FLEMING ISLAND, FL 32003-7106 |
| Document Number | 0040300294 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 004030/000294 |
| Instrument | 58109 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,444.00 (-12.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $139,868 (+5.99%) | $307,669 (+2.53%) Land $40,000 Building $267,669 |
| 2023 | $1,652.00 (+11.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $131,968 (+3%) | $300,068 (+55.22%) Land $40,000 Building $260,068 |
| 2022 | $1,483.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,125 | $193,316 Land $40,000 Building $153,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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