Clay County property record for 3659 Westover Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,745 sqft · built 1965 |
| Lot Size | 1.17 acres (51,357 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Sep 2015) |
| Tax Bill | $9,898 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 45-04-26-014093-000-00 |
| Primary APN | 45-04-26-014093-000-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,745 sqft Living Area |
| Gross Area | 5,390 sqft |
| 1st Floor Area | 3,745 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 51,357 sqft (1.17 acres) |
| Lot Dimensions | 439 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 1,177 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 548 sqft |
| Patio Area | 760 sqft |
| Canopy | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3659 WESTOVER RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 9 WESTOVER AS REC OR 3787 PG 2062 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 45 |
| Legal Subdivision | WESTOVER |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3659 WESTOVER RD, FLEMING ISLAND, FL 32003-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2015 · Amount on File |
| Deed Sale | Sep 17, 2015 · Amount on File |
| Deed Document Number | 201548174 |
| Deed Book / Page | 3787 / 2062 |
| Prior Transfer Date | Jun 26, 2009 |
| Prior Transfer Doc | 0031212091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3659 WESTOVER RD, FLEMING ISLAND, FL 32003-7105 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3659 WESTOVER RD, FLEMING ISLAND, FL 32003-7105 |
| Document Number | 0044601927 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4460/1927 |
| Instrument | 2021032402 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,898.00 (+4.63%) Homeowner's exemption | $689,114 (+5.99%) | $861,841 (+18.85%) Land $666,315 Building $195,526 |
| 2024 | $9,460.00 (-1.43%) | ||
| 2023 | $9,597.00 (+4.15%) Homeowner's exemption | $650,188 (+3%) | $725,161 (+14.88%) Land $533,052 Building $192,109 |
| 2022 | $9,215.00 Homeowner's exemption | $631,251 Land $466,421 Building $164,830 | $631,251 Land $466,421 Building $164,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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