Clay County property record for 3624 Westover Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,869 sqft · built 1992 |
| Lot Size | 1.53 acres (67,038 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,449 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-04-26-014078-003-00 |
| Primary APN | 44-04-26-014078-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,869 sqft Heated Area |
| Gross Area | 2,827 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,038 sqft (1.53 acres) |
| Lot Dimensions | 220 ft deep x 118 ft wide |
| Garage Type | Carport |
| Garage Area | 1,120 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 797 sqft |
| Patio Area | 1,059 sqft |
| Fence | Fence |
| Storage Building | 224 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3624 WESTOVER RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SEC E OF HWY & W OF WESTOVER RD A/K/A PRCL 1 AS REC OR 1432 PG 723;1799 PG 125 & 19 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 44 |
| Legal Subdivision | WESTOVER STATION |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3646 WESTOVER RD, FLEMING ISLAND, FL 32003-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2001 |
| Deed Sale | Jan 8, 2001 |
| Deed Document Number | 200100873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3624 WESTOVER RD, FLEMING ISLAND, FL 32003-7106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040171071 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 4017/1071 |
| Instrument | 2017050275 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,449.00 (-7.27%) Homeowner's exemption Widower's exemption | $336,857 (+5.99%) | $928,765 (+3.9%) Land $40,000 Building $888,765 |
| 2023 | $4,798.00 (+6.43%) Homeowner's exemption Widower's exemption | $317,830 (+3%) | $893,881 (+67.85%) Land $40,000 Building $853,881 |
| 2022 | $4,508.00 Homeowner's exemption Widower's exemption | $308,573 | $532,549 Land $40,000 Building $492,549 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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