3717 Westover Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 3717 Westover Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,788 sqft · built 2010
Lot Size	1.01 acres (44,039 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Nov 2020)
Tax Bill	$16,627 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`45-04-26-014090-000-00`

Property Details

APN / Parcel Number

Primary APN	`45-04-26-014090-000-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,788 sqft Living Area
Gross Area	6,512 sqft
1st Floor Area	3,960 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	44,039 sqft (1.01 acres)
Lot Dimensions	397 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	1,724 sqft

Exterior Amenities

Pool Area	595 sqft
Porch	Finished/Open Porch
Porch Area	1,104 sqft
Boat Access	Boat Access
Boat House	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3717 WESTOVER RD
City	FLEMING ISLAND
State	FL
Zip	32003-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 6 WESTOVER AS REC OR 4379 PG 1851
Legal Range	26E
Legal Township	04S
Legal Section	45
Legal Subdivision	WESTOVER
Legal Lot Number	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1001
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3717 WESTOVER RD, FLEMING ISLAND, FL 32003-7107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Apr 2, 2009 · Amount on Record
Deed Document Number	202061190
Deed Book / Page	4379 / 1851
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	0040671485
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 20, 2020
Property Address	3717 WESTOVER RD, FLEMING ISLAND, FL 32003-7107
Document Number	0043791851
Book / Page	4379 / 1851
Map Reference	MB 3 PG 25
Instrument Date	Nov 18, 2020
Instrument	2020061190
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 784, ORANGE PARK, FL 32067-0784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 WESTOVER RD, FLEMING ISLAND, FL 32003-7107

Mortgage

Document Number	0043791852
Date	Nov 20, 2020
Book Page	4379/1852
Instrument	2020061191

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Mar 27, 2018
Property Address	3717 WESTOVER RD, FLEMING ISLAND, FL 32003-7107
Document Number	0040671485
Book / Page	004067 / 001485
Instrument Date	Mar 26, 2018
Instrument	15129
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3717 WESTOVER RD FLEMING ISLAND FL 320037107, FLEMING ISLAND, FL 32003-7107

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,627.00 (+4.59%) Homeowner's exemption	$1,130,277 (+5.99%)	$1,456,011 (+11.69%) Land $608,835 Building $847,176
2024	$15,897.00 (-0.13%)
2023	$15,917.00 (+3.59%) Homeowner's exemption	$1,066,431 (+3%)	$1,303,651 (+19.96%) Land $487,068 Building $816,583
2022	$15,365.00 Homeowner's exemption	$1,035,370	$1,086,727 Land $426,185 Building $660,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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