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368 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 368 Navigators Rd, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,004 sqft · built 2024
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$649,900 (Jun 2024)
Tax Bill$9,877 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN009821-0580

Property Details

APN / Parcel Number

Primary APN009821-0580

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area3,004 sqft Living Area
Gross Area3,444 sqft
1st Floor Area1,999 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address368 NAVIGATORS RD
CitySAINT JOHNS
StateFL
Zip32259-6332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description112/39-54 MIDDLEBOURNE PHASE ONE LOT 58 OR5961/1232
Legal SubdivisionMIDDLEBOURNE PHASE ONE
Legal Block1
Legal Lot Number58
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1025
Census Tract20810

Owner

Source: St. Johns County records · APN 009821-0580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address368 NAVIGATORS RD, SAINT JOHNS, FL 32259-6332
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
ENSURE HOME LOANS LLC
Jul 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2024 · Amount on Record
Deed SaleJun 04, 2024 · Amount on Record
Deed Document Number202443379
Deed Book / Page5961 / 1232
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address368 NAVIGATORS RD, SAINT JOHNS, FL 32259-6332
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 NAVIGATORS RD, ST JOHNS, FL 32259-6332

Mortgage

Document Number0062891510
DateJan 15, 2026
Book Page6289/1510
Instrument2026003620
Lender
NameENSURE HOME LOANS LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2041

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address368 NAVIGATORS RD, SAINT JOHNS, FL 32259-6332
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 CASTLEDALE CT, SAINT JOHNS, FL 32259-7276

Mortgage

Document Number0057980400
DateJul 25, 2023
Book Page5798/400
Instrument2023058246
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$607,191 (-0.99%) Land $150,000 Building $457,191$607,191 (-0.99%) Land $150,000 Building $457,191
2025$9,877.00 (+155.62%) Homeowner's exemption$613,251 (+371.73%)$613,251 (+371.73%) Land $150,000 Building $463,251
2024$3,864.00 (+5.75%)
2023$3,654.00$130,000$130,000 Land $130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 181 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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