305 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 305 Navigators Rd, Saint Johns, FL 32259 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$863,400 (Jul 2026)
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009821-1200`

Property Details

APN / Parcel Number

Primary APN	`009821-1200`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	305 NAVIGATORS RD
City	SAINT JOHNS
State	FL
Zip	32259-6325
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	112/39-54 MIDDLEBOURNE PHASE ONE LOT 120 OR5587/950
Legal Subdivision	MIDDLEBOURNE PHASE ONE
Legal Block	1
Legal Lot Number	120
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1025
Census Tract	20810

Owner

Source: St. Johns County records · APN 009821-1200

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Deed Document Number	202656880
Deed Book / Page	6394 / 1903
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 02, 2026
Property Address	305 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325
Document Number	0000056880
Book / Page	6394 / 1903
Instrument Date	Jun 30, 2026
Instrument	202656880
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	SOUTHERN HOLDING TITLE, SOUTHERN TITLE HOLDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610,423.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325

Mortgage

Document Number	0000056881,
Date	Jul 02, 2026
Instrument	202656881

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2025	$3,972.00 (+5.36%)	$150,000 (+3.45%)	$150,000 (+3.45%) Land $150,000
2024	$3,770.00 (-7.01%)	$145,000 (-3.33%)	$145,000 (-3.33%) Land $145,000
2023	$4,054.00	$150,000	$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 181 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 610 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.