393 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 393 Navigators Rd, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,209 sqft · built 2024
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$808,500 (Jul 2024)
Tax Bill$11,330 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN009821-1270

Property Details

APN / Parcel Number

Primary APN009821-1270

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,209 sqft Living Area
Gross Area3,783 sqft
1st Floor Area1,918 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area574 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address393 NAVIGATORS RD
CitySAINT JOHNS
StateFL
Zip32259-6325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description112/39-54 MIDDLEBOURNE PHASE ONE LOT 127 OR5977/1046
Legal SubdivisionMIDDLEBOURNE PHASE ONE
Legal Block1
Legal Lot Number127
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1025
Census Tract20810

Owner

Source: St. Johns County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address393 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Deed Document Number202451466
Deed Book / Page5977 / 1046
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address393 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325

Mortgage

Document Number0063270148
DateMar 19, 2026
Book Page6327/148
Instrument2026023677
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$696,654 (-1.91%) Land $150,000 Building $546,654$696,654 (-1.91%) Land $150,000 Building $546,654
2025$11,330.00 (+181.56%) Homeowner's exemption$710,231 (+389.81%)$710,231 (+389.81%) Land $150,000 Building $560,231
2024$4,024.00 (-0.74%)$145,000 (-3.33%)$145,000 (-3.33%) Land $145,000
2023$4,054.00$150,000$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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