St. Johns County property record for 321 Navigators Rd, Saint Johns, FL 32259 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,091 sqft · built 2023 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $817,300 (Jul 2023) |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 009821-1210 |
| Primary APN | 009821-1210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,091 sqft Living Area |
| Gross Area | 3,722 sqft |
| 1st Floor Area | 3,091 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 NAVIGATORS RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112/39-54 MIDDLEBOURNE PHASE ONE LOT 121 OR5792/1138 & 6237/1113(DM) |
| Legal Subdivision | MIDDLEBOURNE PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 121 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20810 |
Source: St. Johns County records · APN 009821-1210
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BANK OF ENGLAND |
| Dec 07, 2022 | Special Warranty Deed, Transfer TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Dec 07, 2022 · Amount on Record |
| Deed Document Number | 202355150 |
| Deed Book / Page | 5792 / 1138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 321 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325 |
| Document Number | 0057921138 |
| Book / Page | 5792 / 1138 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023055150 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,721.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 321 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325 |
| Document Number | 0057921140 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 5792/1140 |
| Instrument | 2023055151 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 07, 2022 |
| Property Address | 321 NAVIGATORS RD, SAINT JOHNS, FL 32259-6325 |
| Document Number | 0056751968 |
| Book / Page | 5675 / 1968 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 2022110483 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,148.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $656,254 (-0.3%) Land $150,000 Building $506,254 | $656,254 (-0.3%) Land $150,000 Building $506,254 | |
| 2025 | $2,286.00 (-77.04%) Disabled Person's exemption Veteran's exemption | $658,227 (+0.09%) | $658,227 (+0.09%) Land $150,000 Building $508,227 |
| 2024 | $9,958.00 (+131.15%) Homeowner's exemption | $657,608 (+338.41%) | $657,608 (+338.41%) Land $145,000 Building $512,608 |
| 2023 | $4,308.00 | $150,000 | $150,000 Land $150,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 181 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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