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296 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 296 Navigators Rd, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,402 sqft · built 2023
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$849,800 (Jan 2024)
Tax Bill$10,754 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009821-0820

Property Details

APN / Parcel Number

Primary APN009821-0820

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area3,402 sqft Living Area
Gross Area3,967 sqft
1st Floor Area2,179 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area565 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address296 NAVIGATORS RD
CitySAINT JOHNS
StateFL
Zip32259-6331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description112/39-54 MIDDLEBOURNE PHASE ONE LOT 82 OR5880/13
Legal SubdivisionMIDDLEBOURNE PHASE ONE
Legal Block1
Legal Lot Number82
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1025
Census Tract20810

Owner

Source: St. Johns County records · APN 009821-0820

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address296 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ENSURE HOME LOANS LLC
Jan 02, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2024 · Amount on Record
Deed SaleJan 02, 2024 · Amount on Record
Deed Document Number20246
Deed Book / Page5880 / 13
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address296 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331

Mortgage

Document Number0062931540
DateJan 23, 2026
Book Page6293/1540
Instrument2026005930
Lender
NameENSURE HOME LOANS LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2041

January 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 02, 2024
Property Address296 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331
Document Number0058800013
Book / Page5880 / 13
Map ReferenceMB 112 PG 39-54
Instrument DateDec 28, 2023
Instrument2024000006
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2024
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,948.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331

Mortgage

Document Number0000588015
DateJan 02, 2024
Instrument5880/15
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$654,513 (-1.94%) Land $150,000 Building $504,513$654,513 (-1.94%) Land $150,000 Building $504,513
2025$10,754.00 (+1.69%) Homeowner's exemption$667,480 (+344.99%)$667,480 (+344.99%) Land $150,000 Building $517,480
2024$10,575.00 (+160.85%)
2023$4,054.00$150,000$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 181 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force
172 of 181 on primary residences

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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