Polk County property record for 368 Gretna Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,323 sqft · built 2006 |
| Lot Size | 2.46 acres (107,214 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,000 (Jan 2009) |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691002-000120 |
| Primary APN | 26-29-28-691002-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,323 sqft Living Area |
| Gross Area | 2,785 sqft |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 1,155 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 107,214 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 15 sqft |
| Shed | 1 Shed |
| Street Address | 368 GRETNA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 12 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE III UNIT 1 |
| Legal Phase | III |
| Legal Tract | 691002 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 368 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2009 · Amount on Record |
| Deed Sale | Jan 9, 2009 · Amount on Record |
| Prior Sale | Jun 7, 2006 · Amount on Record |
| Deed Document Number | 20093451 |
| Deed Book / Page | 7793 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 368 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0102541145 |
| Book / Page | 010254 / 001145 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 368 GRETNA LN WINTER HAVEN FL 338806161, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0102541145 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 010254/001145 |
| Instrument | 172285 |
| Name | BANK OF CTRL FL |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 (-36.49%) Homeowner's exemption | $103,274 (+5.99%) | $268,079 (+0.96%) Land $40,875 Building $227,204 |
| 2023 | $1,181.00 (-0.59%) Homeowner's exemption | $97,440 (+3%) | $265,535 (+24.22%) Land $30,786 Building $234,749 |
| 2022 | $1,188.00 Homeowner's exemption | $94,602 | $213,764 Land $26,076 Building $187,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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