Polk County property record for 362 Gretna Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,730 sqft · built 2006 |
| Lot Size | 1.07 acres (46,661 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Feb 2017) |
| Tax Bill | $1,557 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691002-000130 |
| Primary APN | 26-29-28-691002-000130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 46,661 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Street Address | 362 GRETNA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 13 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE III UNIT 1 |
| Legal Phase | III |
| Legal Tract | 691002 |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 362 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Jul 26, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI WELLS FARGO BK |
| Feb 6, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2017 · Amount on Record |
| Deed Sale | Feb 6, 2017 · Amount on Record |
| Prior Sale | Apr 18, 2006 · Amount on Record |
| Deed Document Number | 201722993 |
| Deed Book / Page | 10057 / 363 |
| Last Transfer Date | Jul 18, 2019 |
| Transfer Doc | 0000156397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 362 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 362 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Investor | Possibly a Property Investor |
| Document Number | 0000121918 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 12703/1870 |
| Instrument | 2023121918 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 26, 2019 |
| Property Address | 362 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0109191189 |
| Book / Page | 010919 / 001189 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 156397 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 GRETNA LN WINTER HAVEN FL 338806161, WINTER HAVEN, FL 33880-6161 |
| Document Number | 109191191 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 010919/001191 |
| Instrument | 156399 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 25, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 6, 2017 |
| Property Address | 362 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0100570363 |
| Book / Page | 010057 / 000363 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 22993 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 AVENUE K SE #266 WINTER HAVEN FL 338804064, 266, WINTER HAVEN, FL 33880-4064 |
| Document Number | 22994 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 22994 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2047 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 (-18.99%) Homeowner's exemption | $175,898 (-2.2%) | $218,439 (-1.67%) Land $25,025 Building $193,414 |
| 2023 | $1,922.00 (+4.68%) Homeowner's exemption | $179,861 (+8.32%) | $222,140 (+11.91%) Land $18,825 Building $203,315 |
| 2022 | $1,836.00 Homeowner's exemption | $166,039 | $198,505 Land $15,911 Building $182,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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