Polk County property record for 338 Gretna Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 2006 |
| Lot Size | 0.62 acres (26,998 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691002-000190 |
| Primary APN | 26-29-28-691002-000190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 1,565 sqft |
| 1st Floor Area | 1,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 26,998 sqft (0.62 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 228 sqft |
| Shed | 1 Shed |
| Street Address | 338 GRETNA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 19 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE III UNIT 1 |
| Legal Phase | III |
| Legal Tract | 691002 |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 1, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 31, 2022 | Intrafamily Transfer, Transfer |
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 |
| Deed Sale | Jul 1, 2022 |
| Prior Sale | Jan 29, 2008 · Amount on Record |
| Deed Document Number | 2022181060 |
| Deed Book / Page | 12322 / 2133 |
| Prior Transfer Date | Jun 25, 2022 |
| Prior Transfer Doc | 0000181060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 1, 2022 |
| Property Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0000181060 |
| Book / Page | 12322 / 2133 |
| Map Reference | MB 107 PG 1 |
| Instrument Date | Jun 25, 2022 |
| Instrument | 2022181060 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 338 GRETNA LN, 338, WINTER HAVEN, FL 33880-6161 |
| Name | Verified Name |
|---|---|
| Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0123222135 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 12322/2135 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 31, 2022 |
| Property Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0000148100 |
| Book / Page | 12275 / 1530 |
| Map Reference | MB 107 PG 1 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022148100 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 338 GRETNA LN, 338, WINTER HAVEN, FL 33880-6161 |
| Name | Verified Name |
|---|---|
| Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Address | 338 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0000279704 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 11954/2006 |
| Instrument | 2021279704 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 (-53.48%) Homeowner's exemption | $64,727 (+5.99%) | $175,166 (-1.7%) Land $18,875 Building $156,291 |
| 2023 | $862.00 (+4.23%) Homeowner's exemption | $61,071 (+3%) | $178,188 (+13.15%) Land $14,175 Building $164,013 |
| 2022 | $827.00 Homeowner's exemption | $59,292 | $157,480 Land $11,966 Building $145,514 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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