330 Gretna Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 330 Gretna Ln, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 2006
Lot Size0.62 acres (26,998 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2023)
Tax Bill$1,976 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-29-28-691002-000210

Property Details

APN / Parcel Number

Primary APN26-29-28-691002-000210
Alternative APNs
  • 282926691002000210
  • 82926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,179 sqft Living Area
Gross Area1,473 sqft
1st Floor Area1,179 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area26,998 sqft (0.62 acres)
Lot Dimensions270 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area294 sqft
PorchSlab
Porch Area78 sqft
Utility Building28 sqft

Location & Zoning

Street Address330 GRETNA LN
CityWINTER HAVEN
StateFL
Zip33880-6161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 21
Legal Range26E
Legal Township29S
Legal Section28
Legal SubdivisionRIDGE ACRES PHASE III UNIT 1
Legal PhaseIII
Legal Tract691002
Legal Block4
Legal Lot Number21
Legal Unit1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4050
Census Tract14501

Owner

Source: Polk County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address330 RETNA LN, WINTER HAVEN, FL 33880
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Sep 5, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN LIBERTY MORTGAGE INC
Feb 23, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Sep 7, 2017Warranty Deed, Transfer
PRIMARY RESID'L MTG
May 31, 2017Grant Deed, Construction Loan · Construction Mortgage
LENDINGHOME FNDG
Feb 14, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2023 · Amount on Record
Deed SaleSep 5, 2023 · Amount on Record
Prior SaleSep 7, 2017 · Amount on Record
Deed Document Number2023207968
Deed Book / Page12824 / 2183
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number0000248025
DateOct 21, 2025
Book Page13746/581
Instrument2025248025
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 5, 2023
Property Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number0000207968
Book / Page12824 / 2183
Map ReferenceMB 107 PG 1
Instrument DateAug 30, 2023
Instrument2023207968
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address572 CROWN ROSE DR, BARTOW, FL 33830-6347

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number0128242185
DateSep 5, 2023
Instrument12824/2185
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Mortgage

Document Number0000207970
DateSep 5, 2023
Book Page12824/2200
Instrument2023207970
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
AddressDENVER, CO 80211
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number0000043276
DateFeb 23, 2023
Book Page12591/2238
Instrument2023043276
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term478 Months
DueDec 1, 2062

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 7, 2017
Property Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number0102562008
Book / Page010256 / 002008
Instrument DateAug 11, 2017
Instrument173956
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanySOUTHERN TITLE, SOUTHERN TITLE AND ABSTRACT INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 GRETNA LN WINTER HAVEN FL 338806161, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number102562010
DateSep 7, 2017
Book Page010256/002010
Instrument173957
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
AmountAmount Recorded
Term360 Months
DueSep 6, 2047

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 31, 2017
Property Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number0101610588
Book / Page010161 / 000588
Instrument DateMay 24, 2017
Instrument103041
Transaction TypeConstruction Loan
Record UpdatedMay 20, 2019
Title CompanySELECTITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13538 VILLAGE PARK DR #205 ORLANDO FL 328373603, 205, ORLANDO, FL 32837-3603

Mortgage

Document Number101610591
DateMay 31, 2017
Book Page010161/000591
Instrument103042
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateFeb 14, 2017
Property Address330 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number0100652264
Book / Page010065 / 002264
Instrument DateJan 30, 2017
Instrument29610
Transaction TypeForeclosure
Record UpdatedJun 15, 2017

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3670 MAGUIRE BLVD #20 ORLANDO FL 328033071, 20, ORLANDO, FL 32803-3071

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,976.00 (-25.99%) Homeowner's exemption$193,078 (-0.27%) Land $18,875 Building $174,203$193,078 (-0.27%) Land $18,875 Building $174,203
2023$2,670.00 (+9.7%)$193,595 (+13.89%) Land $14,175 Building $179,420$193,595 (+13.89%) Land $14,175 Building $179,420
2022$2,434.00$169,984 Land $11,966 Building $158,018$169,984 Land $11,966 Building $158,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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