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354 Gretna Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 354 Gretna Ln, Winter Haven, FL 33880

Property Summary

Property TypeMobile Home
Details1,288 sqft · built 2001
Lot Size0.62 acres (26,998 sqft)
Owner2 Individual Names on File
Last Sale$79,900 (Aug 2017)
Tax Bill$1,953 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN26-29-28-691002-000150

Property Details

APN / Parcel Number

Primary APN26-29-28-691002-000150
Alternative APNs
  • 282926691002000150
  • 82926000

Interior

Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Architectural StyleMobile Home
Lot Area26,998 sqft (0.62 acres)
Lot Dimensions270 ft deep x 100 ft wide
Shed1 Shed
Shed Area1,200 sqft

Location & Zoning

Street Address354 GRETNA LN
CityWINTER HAVEN
StateFL
Zip33880-6161
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionRIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 15
Legal Range26E
Legal Township29S
Legal Section28
Legal SubdivisionRIDGE ACRES PHASE III UNIT 1
Legal PhaseIII
Legal Tract691002
Legal Block4
Legal Lot Number15
Legal Unit1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4050
Census Tract14501

Owner

354 Gretna Ln, a mobile home, is owned and occupied by two individuals who acquired it in March 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address354 GRETNA LN, WINTER HAVEN, FL 33880-6161
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2017Warranty Deed, Subdivision Related Transfer
MAINSTAY FINANCIAL SERVICES LLC
May 30, 2017Warranty Deed, Transfer
EXECUTIVE TITLE/CTRL FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2017 · Amount on File
Deed SaleAug 8, 2017 · Amount on File
Prior SaleMay 30, 2017 · Amount on File
Deed Document Number2017151075
Deed Book / Page10227 / 351
Last Transfer DateMar 21, 2025
Transfer Doc0000076898
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 8, 2017
Property Address354 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number0102270351
Book / Page010227 / 000351
Instrument DateJul 31, 2017
Instrument151075
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 4, 2019
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 GRETNA LN WINTER HAVEN FL 338806161, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number102270353
DateAug 8, 2017
Book Page010227/000353
Instrument151076
Lender
NameMAINSTAY FINANCIAL SERVICES LLC
TypeBank
AddressLAKELAND, FL 33806
Agreement
AmountAmount on Record
Interest
Rate11%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 30, 2017
Property Address354 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number0101592205
Book / Page010159 / 002205
Instrument DateMay 13, 2017
Instrument102219
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyEXECUTIVE TITLE/CTRL FL INC

Transaction

AmountAmount on Record
Tax$398.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address59 LAKE MORTON LAKELAND FL 33803, LAKELAND, FL 33803
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 354 Gretna Ln was $1,953.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,861 (+1%)$158,774 (-2.02%) Land $16,900 Building $141,874
2025$1,953.00$143,510$162,052 Land $16,900 Building $145,152
2023$1,956.00 (+6.89%)$133,744 (+6.71%) Land $12,700 Building $121,044$133,744 (+6.71%) Land $12,700 Building $121,044
2022$1,830.00$125,337 Land $10,726 Building $114,611$125,337 Land $10,726 Building $114,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Gretna Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Gretna Ln is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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