Osceola County property record for 3647 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,246 sqft Heated Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $26,000 (2004) |
| Tax Bill | $5,017.00 (2025) |
| Primary APN | 98224 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,246 sqft Heated Area |
| Gross Area | 2,670 sqft Gross Area |
| 1st Floor | 1,806 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 440 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98224 |
|---|---|
| Street Address | 3647 HICKORY TREE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 51 LOT 56 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 29 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 43301 |
Source: Osceola County records · APN 98224
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3645 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2004 · Amount on Record |
| Deed Sale | Aug 04, 2004 · Amount on Record |
| Prior Sale | Feb 04, 1999 · Amount on Record |
| Deed Doc Number | 2004160294 |
| Deed Book / Page | 01574 / 02021 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3647 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055871279 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 5587/1279 |
| Instrument | 2019117067 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,017.00 (+8.22%) Homeowner's exemption | $300,100 (+5.99%) | $608,800 (+5.46%) Land $193,200 Building $415,600 |
| 2023 | $4,636.00 (+4.58%) Homeowner's exemption | $283,149 (+3%) | $577,300 (+46.34%) Land $169,000 Building $408,300 |
| 2022 | $4,433.00 Homeowner's exemption | $274,902 | $394,500 Land $169,000 Building $225,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 435 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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