3675 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3675 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	1,926 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$410,000 (2020)
Tax Bill	$5,267.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98234`
Alternative APN	`292631495000010720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,926 sqft Heated Area
Gross Area	3,964 sqft Gross Area
1st Floor	1,926 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	576 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	424 sqft Deck
Porch	Open Porch
Porch Area	886 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98234
Street Address	3675 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-7522
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 51 LOT 72
Legal Range	31E
Legal Township	26S
Legal Section	29
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	72
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 98234

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3675 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Oct 02, 2003 · Amount on Record
Deed Doc Number	2020129838
Deed Book / Page	5801 / 1620
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 29, 2020
Property Address	3675 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522
Document Number	0058011620
Book / Page	5801 / 1620
Map Reference	MB B PG 51
Instrument Date	Sep 24, 2020
Instrument	2020129838
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3675 HICKORY TREE RD, 3675, SAINT CLOUD, FL 34772-7522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522

Mortgage

Document Number	0058011622
Date	Sep 29, 2020
Instrument	5801/1622

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00 (+6.84%) Homeowner's exemption	$369,594 (+5.99%)	$518,800 (+7.61%) Land $189,200 Building $329,600
2023	$4,930.00 (+3.86%) Homeowner's exemption	$348,717 (+3%)	$482,100 (+37.43%) Land $165,600 Building $316,500
2022	$4,747.00 Homeowner's exemption	$338,561	$350,800 Land $165,600 Building $185,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.