3725 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3725 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,386 sqft Living Area
Lot Size	102,975 sqft (2.36 acres)
Occupancy	Owner Occupied
Last Sale	$144,000 (2015)
Tax Bill	$2,223.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-26-31-4950-0001-0730`
Alternative APNs	`263129495000010730` `98235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,386 sqft Living Area
Gross Area	2,162 sqft Gross Area
1st Floor	1,386 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design Style
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	102,975 sqft (2.36 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	300 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	240 sqft Shed
Stable	1,080 sqft Stable
Porch Area	476 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3725 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-7549
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 51 N 1/2 LOT 73
Legal Range	31E
Legal Township	26S
Legal Section	29
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	730
Legal Lot Number	73
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 29-26-31-4950-0001-0730

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3725 HICKORY TREE RD, SAINT CLOUD, FL 34772-7549
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Prior Sale	Mar 25, 1996 · Amount on Record
Deed Doc Number	2015153633
Deed Book / Page	4856 / 2023
Last Transfer Date	Dec 14, 2018
Transfer Doc	0054532213
Record Refreshed	Jun 08, 2026

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2018
Property Address	3725 HICKORY TREE RD, SAINT CLOUD, FL 34772-7549
Document Number	0054532213
Book / Page	5453 / 2213
Map Reference	MB B PG 51
Instrument Date	Dec 14, 2018
Instrument	2018187123
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 HICKORY TREE RD, SAINT CLOUD, FL 34772-7549

Mortgage

Document Number	2018187124
Date	Dec 21, 2018
Instrument	2018187124

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	10.8%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (+6.43%) Homeowner's exemption	$160,191 (+5.99%)	$328,000 (+5.47%) Land $106,400 Building $221,600
2024	$2,223.00 (+2.4%)
2023	$2,171.00 (+5.08%) Homeowner's exemption	$151,143 (+3%)	$311,000 (+40.22%) Land $94,600 Building $216,400
2022	$2,066.00 Homeowner's exemption	$146,741	$221,800 Land $94,600 Building $127,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.