3724 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3724 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property Type	Agriculture / Farming > Pasture
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1974
Square Footage	9,503 sqft Gross Area
Lot Size	207,781 sqft (4.77 acres)
Garage	Carport, 256 sqft
Occupancy	Owner Occupied
Tax Bill	$2,408.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-26-31-5080-0001-0800`
Alternative APNs	`263130508000010800` `98363`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	9,503 sqft Gross Area
1st Floor	3,061 sqft 1st Floor
Upper Floors	1,333 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	207,781 sqft (4.77 acres)
Garage Type	Carport Garage
Garage Area	256 sqft Garage
Carport	Carport
Carport Area	256 sqft Carport
Total Buildings	2 Total Buildings
Porch Area	3,315 sqft Porch
Utility Building	64 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3724 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-7548
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Pasture
Legal Description	ST CLOUD MANOR EST UNIT 2 PB 1 PG 363 LOT 80
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 2
Legal Tract	5080
Legal Block	800
Legal Lot Number	80
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1029
Census Tract	43304

Owner

Source: Osceola County records · APN 30-26-31-5080-0001-0800

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3724 HICKORY TREE RD, SAINT CLOUD, FL 34772-7548
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3724 HICKORY TREE RD, SAINT CLOUD, FL 34772-7548
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055050912
Date	Apr 09, 2019
Book Page	5505/0912
Instrument	2019045061

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 01, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (+7.93%) Homeowner's exemption	$191,878 (+5.39%)	$431,100 (-4.79%) Land $105,400 Building $325,700
2023	$2,231.00 (+3.53%) Homeowner's exemption	$182,063 (+2.31%)	$452,800 (+12.19%)
2022	$2,155.00 Homeowner's exemption	$177,950	$403,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 400 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.