3585 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3585 Hickory Tree Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,627 sqft · built 1977
Lot Size4.54 acres (198,067 sqft)
Owner2 Company Names on Record
Last Sale$28,000 (Aug 2009)
Tax Bill$712 (2025)
Deeds & MortgagesApr 2026 Sale
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-26-31-4950-0001-0400

Property Details

APN / Parcel Number

Primary APN29-26-31-4950-0001-0400
Alternative APNs
  • 263129495000010400
  • 98216

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,627 sqft Living Area
Gross Area3,004 sqft
1st Floor Area1,951 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area198,067 sqft (4.54 acres)
Garage Area676 sqft
PorchFlorida Room
Porch Area1,053 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3585 HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-7522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionS L & I C PB B PG 51 LOT 40 LESS N 20 FT
Legal Range31E
Legal Township26S
Legal Section29
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block400
Legal Lot Number40
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1039
Census Tract43301

Owner

Source: Osceola County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address3585 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2009 · Amount on Record
Deed SaleAug 3, 2009 · Amount on Record
Prior SaleMay 5, 2009 · Amount on Record
Deed Document Number2009122602
Deed Book / Page3870 / 2322
Prior Transfer DateAug 27, 2003
Prior Transfer Doc2353002552
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 10, 2026
Property Address3585 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522
Document Number0069531607
Book / Page6953 / 1607
Instrument DateApr 9, 2026
Instrument202648023
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3585 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3585 HICKORY TREE RD, SAINT CLOUD, FL 34772-7522
Document Number0053811569
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3585 HICKORY TREE RD ST CLOUD FL 347727522, ST CLOUD, FL 34772-7522

Mortgage

Document Number0053811569
DateAug 8, 2018
Book Page005381/001569
Instrument121168
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 7, 2028

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+12.84%) Homeowner's exemption Disabled Person's exemption$170,853 (+5.99%)$490,500 (+7.59%) Land $182,000 Building $308,500
2024$631.00 (+1.61%)
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption$161,202 (+3%)$455,900 (+38.74%) Land $159,200 Building $296,700
2022$576.00 Homeowner's exemption Disabled Person's exemption$156,507$328,600 Land $159,200 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: CenturyLink.

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