Osceola County property record for 3640 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2014 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,000 (Apr 2022) |
| Tax Bill | $4,873 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 88799 |
| Primary APN | 88799 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,800 sqft Heated Area |
| 1st Floor Area | 1,800 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 467 ft deep x 187 ft wide |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Porch | Porch |
| Porch Area | 136 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 88799 |
|---|---|
| Street Address | 3640 KAISER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7318 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | CITRUS PONDS PB 7 PG 46 LOT 4 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | ST CLOUD MANOR EST 3 |
| Legal Tract | 2796 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88799
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3640 KAISER AVE, SAINT CLOUD, FL 34772-7318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Deed Document Number | 0062002606 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3640 KAISER AVE, SAINT CLOUD, FL 34772-7318 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2735 SCARBOROUGH DR, KISSIMMEE, FL 34744-5485 |
| Document Number | 0062002608 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 6200/2608 |
| Instrument | 2022065132 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,873.00 (+0.12%) Homeowner's exemption | $341,200 (-0.87%) Land $101,000 Building $240,200 | $341,200 (-0.87%) Land $101,000 Building $240,200 |
| 2023 | $4,867.00 (+310.37%) Homeowner's exemption | $344,200 (+308.42%) Land $100,000 Building $244,200 | $344,200 (+34.61%) Land $100,000 Building $244,200 |
| 2022 | $1,186.00 Homeowner's exemption Widower's exemption | $84,275 | $255,700 Land $80,000 Building $175,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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