Osceola County property record for 3650 Kaiser Ave, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,045 sqft Living Area |
| Lot Size | 91,214 sqft (2.09 acres) |
| Garage | 960 sqft |
| Last Sale | $277,500 (2019) |
| Tax Bill | $3,288.00 (2025) |
| Primary APN | 36-26-30-2796-0001-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,135 sqft Gross Area |
| 1st Floor | 2,045 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 91,214 sqft (2.09 acres) |
| Depth X Width | 466 ft x 196 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 960 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | 234 sqft Deck |
| Patio Area | 250 sqft Patio |
| Porch Area | 480 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3650 KAISER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7318 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | CITRUS PONDS PB 7 PG 46 LOT 5 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | CITRUS PONDS |
| Legal Tract | 2796 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 43304 |
Source: Osceola County records · APN 36-26-30-2796-0001-0050
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11767 116TH TER, LIVE OAK, FL 32060-0712 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 02, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Nov 05, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2019 · Amount on Record |
| Deed Sale | Nov 05, 2019 · Amount on Record |
| Prior Sale | Sep 24, 2015 · Amount on Record |
| Deed Doc Number | 2019143976 |
| Deed Book / Page | 5618 / 2613 |
| Last Transfer Date | Jun 23, 2025 |
| Transfer Doc | 0000079056 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3650 KAISER AVE, SAINT CLOUD, FL 34772-7318 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3650 KAISER AVE, SAINT CLOUD, FL 34772-7318 |
| Document Number | 0064992786 |
|---|---|
| Date | Nov 02, 2023 |
| Book Page | 6499/2786 |
| Instrument | 2023145172 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 05, 2019 |
| Property Address | 3650 KAISER AVE, SAINT CLOUD, FL 34772-7318 |
| Document Number | 0056182613 |
| Book / Page | 005618 / 002613 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 143976 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3650 KAISER AVE ST CLOUD FL 347727318, ST CLOUD, FL 34772-7318 |
| Document Number | 56182614 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 005618/002614 |
| Instrument | 143977 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,288.00 (+5.52%) | $226,775 (+5.99%) | $335,800 (-1.9%) Land $105,500 Building $230,300 |
| 2024 | $3,116.00 (+2.2%) | ||
| 2023 | $3,049.00 (+4.49%) Homeowner's exemption | $213,966 (+3%) | $342,300 (+29.86%) Land $104,500 Building $237,800 |
| 2022 | $2,918.00 Homeowner's exemption | $207,734 | $263,600 Land $83,600 Building $180,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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