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3620 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3620 Kaiser Ave, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,671 sqft Living Area
Lot Size91,563 sqft (2.1 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2022)
Tax Bill$5,338.00 (2025)

Property Details

APN / Parcel Number

Primary APN36-26-30-2796-0001-0030
Alternative APNs
  • 263036279600010030
  • 88798

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,671 sqft Living Area
Gross Area2,968 sqft Gross Area
1st Floor1,671 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum Siding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area91,563 sqft (2.1 acres)
Depth X Width582 ft x 157 ft Depth x Width
Garage TypeAttached Garage
Garage Area506 sqft Garage
Pole Structure1,520 sqft Pole Structure

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3620 KAISER AVE
CitySAINT CLOUD
StateFL
Zip34772-7318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS PONDS PB 7 PG 46 LOT 3
Legal Range30E
Legal Township26S
Legal Section36
Legal SubdivisionCITRUS PONDS
Legal Tract2796
Legal Block30
Legal Lot Number3
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1044
Census Tract43304

Owner

Source: Osceola County records · APN 36-26-30-2796-0001-0030

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3620 KAISER AVE, SAINT CLOUD, FL 34772-7318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
CENTENNIAL BANK
Mar 25, 2022Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Mar 25, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Deed Doc Number202247568
Deed Book / Page6179 / 1377
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3620 KAISER AVE, SAINT CLOUD, FL 34772-7318
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 KAISER AVE, SAINT CLOUD, FL 34772-7318

Mortgage

Document Number0062932777
DateOct 03, 2022
Book Page6293/2777
Instrument2022147006
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueOct 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateOct 01, 2028
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate11.3%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2022
Property Address3620 KAISER AVE, SAINT CLOUD, FL 34772-7318
Document Number0061791377
Book / Page6179 / 1377
Map ReferenceMB 7 PG 46
Instrument DateMar 23, 2022
Instrument2022047568
Transaction TypeTransfer
Record UpdatedApr 07, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4320 CASE RD, 4320, CANANDAIGUA, NY 14424-9326

Transferred To (Grantee/Buyer)

NameVerified Name
Address4375 SOGGY CREEK ROAD, KISSIMMEE, FL 34744

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOSCEOLA FL
Recording DateMar 25, 2022
Property Address3620 KAISER AVE, SAINT CLOUD, FL 34772-7318
Document Number0061791375
Book / Page6179 / 1375
Instrument DateMar 23, 2022
Instrument2022047566
Transaction TypeTransfer
Record UpdatedApr 07, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 CASE RD, CANANDAIGUA, NY 14424-9326

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,338.00 (+203.12%) Homeowner's exemption$323,300 (+165.44%) Land $90,100 Building $233,200$323,300 (+165.44%) Land $90,100 Building $233,200
2023$1,761.00 (+1.09%) Homeowner's exemption$121,800 (+27.81%) Land $89,200 Building $32,600$121,800 (+27.81%) Land $89,200 Building $32,600
2022$1,742.00$95,300 Land $71,400 Building $23,900$95,300 Land $71,400 Building $23,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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