Osceola County property record for 3615 Kaiser Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,383 sqft · built 2005 |
| Lot Size | 2.59 acres (112,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Mar 2021) |
| Tax Bill | $9,312 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-30-5090-0001-0020 |
| Primary APN | 36-26-30-5090-0001-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,383 sqft Living Area |
| Gross Area | 4,563 sqft |
| 1st Floor Area | 2,963 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 112,820 sqft (2.59 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 540 sqft |
| Porch | Florida Room |
| Porch Area | 1,236 sqft |
| Deck Area | 964 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3615 KAISER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST. CLOUD MANOR EST UNIT 3 PB 1 PG 413 LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 3 |
| Legal Tract | 5090 |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 43304 |
Source: Osceola County records · APN 36-26-30-5090-0001-0020
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 CAMINO DE LOS COHITRES, DORADO, PR 00646-3464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | 202145491 |
| Deed Book / Page | 5921 / 1060 |
| Prior Transfer Date | Oct 02, 2014 |
| Prior Transfer Doc | 0046781134 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 26, 2021 |
| Property Address | 3615 KAISER AVE, SAINT CLOUD, FL 34772-7330 |
| Document Number | 0059211060 |
| Book / Page | 5921 / 1060 |
| Map Reference | MB 1 PG 413 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021045491 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ALL FL PROFESSIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8434 CHILTON DR, 8434, ORLANDO, FL 32836-5814 |
| Name | Verified Name |
|---|---|
| Address | 12814 CYPRESS SWAMP DR, ORLANDO, FL 32824-4824 |
| Document Number | 0059211062 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 5921/1062 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 3615 KAISER AVE, SAINT CLOUD, FL 34772-7330 |
| Document Number | 0051622670 |
| Book / Page | 5162 / 2670 |
| Map Reference | MB1 PG413 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 2017085613 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2228 CENTER ST, 2228, GARDEN CITY, KS 67846-3566 |
| Name | Verified Name |
|---|---|
| Address | 3907 ETERNITY CIR, SAINT CLOUD, FL 34772-8268 |
| Document Number | 0051622672 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 5162/2672 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,312.00 (+4.06%) Homeowner's exemption | $661,554 (+5.99%) | $731,200 (+3.5%) Land $130,800 Building $600,400 |
| 2024 | $8,949.00 (+1.96%) | ||
| 2023 | $8,777.00 (+3.36%) Homeowner's exemption | $624,185 (+2.92%) | $706,500 (+16.49%) Land $129,500 Building $577,000 |
| 2022 | $8,492.00 Homeowner's exemption | $606,500 Land $103,600 Building $502,900 | $606,500 Land $103,600 Building $502,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, Hurricane Irma |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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