Osceola County property record for 3649 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 2008 |
| Lot Size | 2.4 acres (104,892 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,048 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 88928 |
| Primary APN | 88928 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,732 sqft Heated Area |
| Gross Area | 2,549 sqft |
| 1st Floor Area | 1,732 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 104,892 sqft (2.4 acres) |
| Garage Type | Finished |
| Garage Area | 750 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 297 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 88928 |
|---|---|
| Street Address | 3649 KAISER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT THREE PB 1 PG 413 S 1/2 OF LOT 18 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | ST CLOUD MANOR EST 3 |
| Legal Tract | 5090 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88928
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3649 KAISER AVE, SAINT CLOUD, FL 34772-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2021 |
| Deed Sale | Aug 05, 2021 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 (+9.38%) Homeowner's exemption | $281,612 (+4.43%) | $392,000 (+3.76%) Land $121,600 Building $270,400 |
| 2023 | $3,701.00 (+67.69%) Homeowner's exemption | $269,677 (+71.93%) | $377,800 (+19.41%) Land $120,400 Building $257,400 |
| 2022 | $2,207.00 Homeowner's exemption | $156,851 | $316,400 Land $96,300 Building $220,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, Hurricane Irma |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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