3609 Reserve Trl, Lorain, OH 44053 Property Records

Lorain County property record for 3609 Reserve Trl, Lorain, OH 44053 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2005
Lot Size	0.981 acres (42,750 sqft)
Owner	Individual Name on File
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-03-001-108-045`

Property Details

APN / Parcel Number

Primary APN	`02-03-001-108-045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	42,750 sqft
Lot Dimensions	225 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3609 RESERVE TRL
City	LORAIN
State	OH
Zip	44053-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE MARTINS RUN SUB 1 90 X 225
Legal Subdivision	THE RESERVE AT MARTINS RUN SUBDIVISION
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

Source: Lorain County records · APN 02-03-001-108-045

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3609 RESERVE TRL, LORAIN, OH 44053-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2018
Deed Sale	Jul 13, 2018
Deed Document Number	2018092436
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	2008-0254756
Record Updated	Jun 08, 2026

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Jul 13, 2018
Property Address	3609 RESERVE TRL, LORAIN, OH 44053-1606
Document Number	0000679649
Instrument Date	Jul 09, 2018
Instrument	679649
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 RESERVE TRL LORAIN OH 440531606, LORAIN, OH 44053-1606

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00	$95,540 (+%) Land $24,500 Building $71,040	$272,960 (-) Land $70,000 Building $202,960
2024	$3,653.00 (-9.29%)	$95,536 (+22.17%) Land $24,500 Building $71,036	$272,960 (+22.17%) Land $70,000 Building $202,960
2023	$4,027.00 (+0.88%)	$78,201 (+%) Land $23,842 Building $54,359	$223,430 (-) Land $68,120 Building $155,310
2022	$3,992.00	$78,200 Land $23,840 Building $54,360
2021			$223,430 Land $68,120 Building $155,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930972021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.