Lorain County property record for 3610 Reserve Trl, Lorain, OH 44053 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 2007 |
| Lot Size | 0.984 acres (42,870 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $232,500 (Jul 2008) |
| Tax Bill | $4,147 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-001-108-063 |
| Primary APN | 02-03-001-108-063 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 42,870 sqft |
| Lot Dimensions | 225 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 379 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3610 RESERVE TRL |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVE MARTINS RUN SUB 1 90 X 225.63 |
| Legal Subdivision | RESERVE AT MARTINS RUN SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-108-063
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3610 RESERVE TRL, LORAIN, OH 44053-1607 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| May 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| May 25, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2008 · Amount on Record |
| Deed Sale | Jul 11, 2008 · Amount on Record |
| Prior Sale | Nov 22, 2006 · Amount on Record |
| Deed Document Number | 2008003298 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3610 RESERVE TRL, LORAIN, OH 44053-1607 |
| Document Number | 0000780647 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3610 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607 |
| Document Number | 0000780647 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 780647 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3610 RESERVE TRL, LORAIN, OH 44053-1607 |
| Document Number | 0000717641 |
| Instrument Date | May 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3610 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607 |
| Document Number | 0000717641 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 717641 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3610 RESERVE TRL, LORAIN, OH 44053-1607 |
| Document Number | 0000717636 |
| Instrument Date | May 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3610 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607 |
| Document Number | 0000717636 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 717636 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,147.00 | $108,450 (%) Land $24,500 Building $83,950 | $309,870 (-) Land $70,000 Building $239,870 |
| 2024 | $4,147.00 (+237.98%) | $108,455 (+354.89%) Land $24,500 Building $83,955 | $309,870 (+354.89%) Land $70,000 Building $239,870 |
| 2023 | $1,227.00 (+0.82%) | $23,842 (+0.01%) Land $23,842 | $68,120 (-) Land $68,120 |
| 2022 | $1,217.00 | $23,840 Land $23,840 | |
| 2021 | $68,120 Land $68,120 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930972021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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