3622 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3622 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.245 acres (10,696 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2020)
Tax Bill	$12,018 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-36-368-030`

Property Details

APN / Parcel Number

Primary APN	`05-36-368-030`

Exterior

Lot Area	10,696 sqft (0.245 acres)

Location & Zoning

Street Address	3622 EMERALD RD
City	ELGIN
State	IL
Zip	60124-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 100
Legal Subdivision	STONY CREEK
Legal Block	1
Legal Lot Number	100
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1107
Census Tract	850709

Owner

Source: Kane County records · APN 05-36-368-030

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3622 EMERALD RD, ELGIN, IL 60124-8564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202061107
Record Updated	Sep 20, 2026

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2020
Property Address	3622 EMERALD RD, ELGIN, IL 60124-8564
Document Number	0000061107
Map Reference	DOC 2018K053935
Instrument Date	Sep 01, 2020
Instrument	2020K061107
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3622 EMERALD RD, ELGIN, IL 60124-8564

Mortgage

Document Number	0000061108
Date	Oct 14, 2020
Instrument	2020K061108

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,018.00 (+2.23%) Homeowner's exemption
2024		$144,341 (+14.53%) Land $27,638 Building $116,703	$433,196 (+14.57%) Land $82,947 Building $350,249
2022	$11,756.00 (-0.32%) Homeowner's exemption	$126,031 (+3.51%) Land $21,357 Building $104,674	$378,093 (+3.51%) Land $64,071 Building $314,022
2021	$11,794.00 Homeowner's exemption	$121,758 Land $20,633 Building $101,125	$365,274 Land $61,899 Building $303,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.