Kane County property record for 3618 Emerald Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Dec 2019) |
| Tax Bill | $11,735 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-368-032 |
| Primary APN | 05-36-368-032 |
|---|
| Street Address | 3618 EMERALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 102 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-36-368-032
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3618 EMERALD RD, ELGIN, IL 60124-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 02, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 03, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2019 · Amount on Record |
| Deed Sale | Dec 03, 2019 · Amount on Record |
| Deed Document Number | 201958387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3618 EMERALD RD, ELGIN, IL 60124-8564 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3618 EMERALD RD, ELGIN, IL 60124-8564 |
| Document Number | 0000057166 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 2022K057166 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 18, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3618 EMERALD RD, ELGIN, IL 60124-8564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047249 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020K047249 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 03, 2019 |
| Property Address | 3618 EMERALD RD, ELGIN, IL 60124-8564 |
| Document Number | 0000058387 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019K058387 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3618 EMERALD RD, ELGIN, IL 60124-8564 |
| Document Number | 0000058388 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019K058388 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,735.00 (+0.71%) Homeowner's exemption | ||
| 2024 | $141,129 (+12.93%) Land $27,638 Building $113,491 | $423,556 (+12.98%) Land $82,947 Building $340,609 | |
| 2022 | $11,652.00 (-0.32%) Homeowner's exemption | $124,967 (+3.51%) Land $21,357 Building $103,610 | $374,901 (+3.51%) Land $64,071 Building $310,830 |
| 2021 | $11,689.00 Homeowner's exemption | $120,730 Land $20,633 Building $100,097 | $362,190 Land $61,899 Building $300,291 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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