Kane County property record for 3620 Emerald Rd, Elgin, IL 60124 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Tax Bill | $12,014.00 (2025) |
| Primary APN | 05-36-368-031 |
|---|
| Street Address | 3620 EMERALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 101 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-36-368-031
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3620 EMERALD RD, ELGIN, IL 60124-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3620 EMERALD RD, ELGIN, IL 60124-8564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000044689 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021K044689 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 01, 2049 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,014.00 (-3.35%) Homeowner's exemption | $159,310 (+10.4%) Land $29,791 Building $129,519 | $478,121 (+10.4%) Land $89,409 Building $388,712 |
| 2024 | $144,297 (+8.56%) Land $27,638 Building $116,659 | $433,064 (+8.61%) Land $82,947 Building $350,117 | |
| 2022 | $12,430.00 (-0.33%) Homeowner's exemption | $132,917 (+3.51%) Land $21,357 Building $111,560 | $398,751 (+3.51%) Land $64,071 Building $334,680 |
| 2021 | $12,471.00 Homeowner's exemption | $128,410 Land $20,633 Building $107,777 | $385,230 Land $61,899 Building $323,331 |
3620 Emerald Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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