3626 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3626 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	10,409 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$495,000 (2021)
Tax Bill	$13,813.00 (2025)

Owner

Source: Kane County records · APN 05-36-368-028

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3626 EMERALD RD, ELGIN, IL 60124-8564
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Deed Doc Number	202158236
Record Refreshed	Sep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2021
Property Address	3626 EMERALD RD, ELGIN, IL 60124-8564
Document Number	0000058236
Map Reference	DOC 2018K053935
Instrument Date	Jul 21, 2021
Instrument	2021K058236
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3626 EMERALD RD, ELGIN, IL 60124-8564

Mortgage

Document Number	0000058237
Date	Jul 29, 2021
Instrument	2021K058237

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,813.00 (-6.71%) Homeowner's exemption
2024		$164,697 (+4.79%) Land $27,638 Building $137,059	$494,289 (+4.83%) Land $82,947 Building $411,342
2022	$14,806.00 (+158.17%) Homeowner's exemption	$157,174 (+166.88%) Land $21,357 Building $135,817	$471,522 (+166.88%) Land $64,071 Building $407,451
2021	$5,735.00 Homeowner's exemption	$58,893 Land $1,737 Building $57,156	$176,679 Land $5,211 Building $171,468

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`05-36-368-028`

Exterior

Lot Area	10,409 sqft (0.239 acres)

Location & Zoning

Street Address	3626 EMERALD RD
City	ELGIN
State	IL
Zip	60124-8564
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 98
Legal Subdivision	STONY CREEK
Legal Block	1
Legal Lot Number	98
Legal Unit	1
Jurisdiction	KANE IL
Minor Civil Division	PLATO
Census Blockgroup	1
Census Block	1107
Census Tract	850709