3624 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3624 Emerald Rd, Elgin, IL 60124 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
OccupancyOwner Occupied
Last Sale$343,500 (2020)
Tax Bill$11,137.00 (2025)

Owner

Source: Kane County records · APN 05-36-368-029

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3624 EMERALD RD, ELGIN, IL 60124-8564
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Dec 30, 2021Transfer on Death Deed, Transfer
Jun 25, 2021Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Nov 04, 2020Grant Deed, Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2020 · Amount on Record
Deed SaleNov 04, 2020 · Amount on Record
Deed Doc Number202066884
Last Transfer DateNov 20, 2024
Transfer Doc0000045414
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3624 EMERALD RD, ELGIN, IL 60124-8564
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyNOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011088
DateApr 05, 2024
Instrument2024K011088
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueApr 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateDec 30, 2021
Property Address3624 EMERALD RD, ELGIN, IL 60124-8564
Document Number0000096343
Map ReferenceDOC 2018K053935
Instrument DateDec 18, 2021
Instrument2021K096343
Transaction TypeTransfer
Record UpdatedJan 13, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3624 EMERALD RD, ELGIN, IL 60124-8564

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3624 EMERALD RD, ELGIN, IL 60124-8564
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyM I S

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048928
DateJun 25, 2021
Instrument2021K048928
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 30, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateNov 04, 2020
Property Address3624 EMERALD RD, ELGIN, IL 60124-8564
Document Number0000066884
Instrument DateNov 04, 2020
Instrument66884
Transaction TypeTransfer
Record UpdatedDec 03, 2020
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20916 RATFIELD RD MARENGO IL 601529115, MARENGO, IL 60152-9115

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,137.00 (+10.93%)$150,491 (+10.37%) Land $29,791 Building $120,700$451,654 (+10.37%) Land $89,409 Building $362,245
2024$136,354 (+25.66%) Land $27,638 Building $108,716$409,226 (+25.71%) Land $82,947 Building $326,279
2022$10,040.00 (-0.29%) Homeowner's exemption$108,512 (+3.51%) Land $21,357 Building $87,155$325,536 (+3.51%) Land $64,071 Building $261,465
2021$10,069.00 Homeowner's exemption$104,833 Land $20,633 Building $84,200$314,499 Land $61,899 Building $252,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-36-368-029

Location & Zoning

Street Address3624 EMERALD RD
CityELGIN
StateIL
Zip60124-8564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 99
Legal SubdivisionSTONY CREEK
Legal Block1
Legal Lot Number99
Legal Unit1
JurisdictionKANE IL
Minor Civil DivisionPLATO
Census Blockgroup1
Census Block1107
Census Tract850709

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